Common questions about Excavation contractors
Answering the most frequently asked questions about Excavation contractors.
Are my machines covered?Gravity Certs2026-08-17T23:39:04-04:00
Owned equipment needs inland marine or contractors equipment coverage. General liability doesn’t cover your own machines.
Am I liable for soil contamination?Gravity Certs2026-08-17T23:39:03-04:00
Yes, and that’s pollution rather than general liability. Environmental coverage is essential in excavation.
Is trench collapse covered?Gravity Certs2026-08-17T23:39:03-04:00
Workers’ compensation covers your crew; general liability covers third parties. Severity is extreme either way.
Does markout compliance affect my coverage?Gravity Certs2026-08-17T23:39:01-04:00
Significantly. Documented compliance is both your defense and often a condition of coverage.
What happens if I hit a utility line?Gravity Certs2026-08-17T23:39:00-04:00
General liability responds, and service interruption damages can be far larger than the repair cost itself.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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