Common questions about Electricians
Answering the most frequently asked questions about Electricians.
What limits do GCs require?Gravity Certs2026-08-17T23:38:56-04:00
Commonly one million primary plus excess, with fire severity often pushing requirements higher than other trades.
Are my tools covered in the van?Gravity Certs2026-08-17T23:38:54-04:00
Only with tools and equipment coverage. Van break-ins are among the most common losses.
Do I need professional liability?Gravity Certs2026-08-17T23:38:52-04:00
If you do design-build or system specification, yes. General liability doesn’t cover design errors.
How long does that exposure last?Gravity Certs2026-08-17T23:38:51-04:00
Potentially years. Maintaining continuous coverage matters because claims-made gaps can leave past work uninsured.
Am I liable for a fire after I finish a job?Gravity Certs2026-08-17T23:38:50-04:00
Yes, under completed operations. Fire following faulty electrical work is the highest-severity claim in this trade.
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