Debris removal

Debris removal2026-08-17T23:38:40-04:00

Recommended Insurance Products for Debris removal

General Liability

Property damage during loading, hauling and site access.

Commercial Auto

Roll-off trucks and haulers running continuous routes.

Workers’ Compensation

Lifting, sharps and unstable load injuries.

Environmental Liability

Hazardous material in the waste stream is excluded from general liability.

Contractor’s Tools and Equipment

Loaders, containers and site equipment.

Commercial Umbrella

Auto severity and disposal exposure justify excess limits.

Common questions about Debris removal

Answering the most frequently asked questions about Debris removal.

Do I need higher auto limits?2026-08-17T23:38:47-04:00

Generally yes. Heavy trucks on residential streets produce high-severity claims.

What about damage to driveways and pavement?2026-08-17T23:38:46-04:00

General liability responds. Container placement damage is a frequent residential claim.

Is my roll-off equipment covered?2026-08-17T23:38:45-04:00

Tools and equipment or inland marine covers containers and loaders. Auto covers the trucks.

Do I need pollution coverage?2026-08-17T23:38:43-04:00

Yes, if there’s any chance of hazardous material in the waste stream. General liability excludes pollution entirely.

Am I liable for improperly disposed material?2026-08-17T23:38:43-04:00

Yes, and liability can follow the waste to the disposal site. Documentation of licensed disposal is essential.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 9 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ 12 months ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

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