Common questions about Concrete contractors
Answering the most frequently asked questions about Concrete contractors.
Do pump trucks need separate coverage?Gravity Certs2026-08-17T23:38:39-04:00
Owned pumps go on commercial auto. Hired pumps may need specific arrangements, so confirm before the pour.
What if I damage adjacent property during a pour?Gravity Certs2026-08-17T23:38:38-04:00
General liability responds to third-party property damage, which is common in tight urban sites.
Are my forms and equipment covered on site?Gravity Certs2026-08-17T23:38:35-04:00
Tools and equipment or inland marine covers them. General liability doesn’t cover your own property.
Is concrete washout a pollution issue?Gravity Certs2026-08-17T23:38:33-04:00
It can be. Washout entering drains or soil may fall under pollution exclusions, so environmental coverage is worth discussing.
Am I liable if a pour fails?Gravity Certs2026-08-17T23:38:31-04:00
Rework is generally your cost. Damage to surrounding property from the failure is usually covered.
Reviews from Semper Insurance clients
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We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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