Common questions about Janitorial services
Answering the most frequently asked questions about Janitorial services.
Is equipment left at client sites covered?Gravity Certs2026-08-17T23:00:02-04:00
Only with tools and equipment or inland marine. Property coverage stops at your own premises.
What coverage do building owners require?Gravity Certs2026-08-17T23:00:01-04:00
Typically general liability with additional insured status, workers’ compensation, and a bond. Larger properties add umbrella requirements.
Are my crews covered working overnight alone?Gravity Certs2026-08-17T23:00:01-04:00
Workers’ compensation covers injuries. After-hours building access also makes crime coverage important.
Am I liable for slips on floors I just cleaned?Gravity Certs2026-08-17T23:00:00-04:00
Yes, and it’s the leading claim in janitorial work. Signage and documented procedures are your main defense.
What is a janitorial bond and do I need one?Gravity Certs2026-08-17T22:59:59-04:00
It guarantees payment to your client if staff steal. Commercial contracts routinely require it, and it protects them rather than you.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
-
I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
-
Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
Our trusted partners
We work with the nation’s largest, most reputable insurance companies.
