Common questions about House cleaning
Answering the most frequently asked questions about House cleaning.
Are cleaners covered driving their own cars?Gravity Certs2026-08-17T22:59:57-04:00
Only with hired and non-owned auto. Your business can be sued for an accident during a work trip.
Do I need workers’ comp for part-time cleaners?Gravity Certs2026-08-17T22:59:57-04:00
In New York, generally yes. Part-time status doesn’t remove the requirement, and audits look closely at this trade.
Do my cleaners need to be bonded?Gravity Certs2026-08-17T22:59:56-04:00
Many clients ask for it by name. A bond pays the client; crime insurance protects your business. Consider both.
Am I liable if a client alleges theft?Gravity Certs2026-08-17T22:59:55-04:00
Crime coverage responds to employee theft allegations. General liability does not cover it.
What if my cleaner breaks something valuable?Gravity Certs2026-08-17T22:59:54-04:00
General liability covers damage to client property. High-value items may need scheduling or higher limits.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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