Common questions about Dry Cleaners & Tailors
Answering the most frequently asked questions about Dry Cleaners & Tailors.
What if my boiler or press fails?Gravity Certs2026-08-17T23:02:07-04:00
Equipment breakdown covers repair and lost income. Without a boiler the plant cannot operate at all.
Am I covered for alterations work?Gravity Certs2026-08-17T23:02:07-04:00
Generally under the same bailee terms, but disclose it. Damage to a customer’s own garment is a frequent small claim.
Is solvent contamination a real risk?Gravity Certs2026-08-17T23:02:06-04:00
One of the most significant in this industry. Perchloroethylene contamination is long-tail and can attach to the property for decades.
Does my property policy cover solvent cleanup?Gravity Certs2026-08-17T23:02:06-04:00
No. Environmental liability responds to contamination and cleanup costs, which property policies exclude.
Am I liable for a garment I damage?Gravity Certs2026-08-17T23:02:05-04:00
Yes. Customer garments in your care are a bailee exposure, which general liability generally excludes.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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