Common questions about Wholesalers and distributors
Answering the most frequently asked questions about Wholesalers and distributors.
Why is crime coverage a priority?Gravity Certs2026-08-17T23:35:13-04:00
Cash settlement and high-value inventory make both internal and external theft materially more likely than in general wholesale.
What about goods in transit?Gravity Certs2026-08-17T23:35:12-04:00
Inland marine or cargo coverage responds. Property coverage stops at your dock.
Do we need recall coverage?Gravity Certs2026-08-17T23:35:12-04:00
Product liability doesn’t pay retrieval costs. Recall is separate, and supplier agreements often require participation.
Is product I store for others covered?Gravity Certs2026-08-17T23:35:11-04:00
Not by your property policy. Warehouse liability covers goods held on behalf of licensed operators.
Am I liable for product I didn’t manufacture?Gravity Certs2026-08-17T23:35:10-04:00
Yes. Distributors are named in defect claims through chain of distribution liability.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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