Common questions about Laboratories
Answering the most frequently asked questions about Laboratories.
Do accreditation requirements affect coverage?Gravity Certs2026-08-17T23:34:51-04:00
They affect eligibility and pricing. Maintaining accreditation is often a condition of the policy.
What if our analytical instruments fail?Gravity Certs2026-08-17T23:34:50-04:00
Equipment breakdown covers repair and lost income. Chromatography equipment is high value and revenue-critical.
Is sample handling a liability?Gravity Certs2026-08-17T23:34:50-04:00
Yes. Chain of custody failures and mishandled samples can trigger both E&O and contractual claims.
Are we drawn into product claims?Gravity Certs2026-08-17T23:34:49-04:00
Potentially. Certification relied on by producers can pull the lab into a product liability action.
What’s our main exposure as a testing lab?Gravity Certs2026-08-17T23:34:48-04:00
Inaccurate results. Incorrect potency or contaminant findings are E&O claims, and downstream manufacturers may sue.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
-
I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
-
Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
Our trusted partners
We work with the nation’s largest, most reputable insurance companies.
