Pet Care

Pet Care2025-10-17T11:20:05-04:00
Pet Care

Keep Your Retail Business Running at a High Level

Semper Insurance provides Pet Care insurance, and surrounding areas.

Retailers face a number of challenges when it comes to keeping their business running at a high level, including everything from regulatory issues and theft, to competition within the industry. When it comes to managing the risks of running your own Pet Care, you want the best protection possible. Semper Insurance will work with you to formulate an insurance package fit for your business.

Here are some of our insurance options for retailers:

  • General liability
  • Property coverage
  • Crime insurance
  • Umbrella coverage
  • Business interruption insurance

Contact a representative at Semper Insurance to go over these and many other insurance options for Pet Care.

Employment Practices Liability

Provides coverage for claims arising from employment-related issues such as wrongful termination, discrimination, harassment, and retaliation. It protects your business against legal costs and settlements, ensuring financial security in the face of allegations made by employees regarding their rights and treatment in the workplace.

Worker’s Compensations

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Business Owners Policy

Combines general liability and property insurance into one package tailored for small to medium-sized businesses. It covers property damage, bodily injury, and business interruption, offering protection against claims arising from accidents on your premises and damage to your business property.

Liquor Liability

Offers protection for businesses that manufacture, sell, or serve alcohol. It covers claims related to damages or injuries caused by an intoxicated person who was served by the business, including legal fees, medical costs, and settlements, ensuring financial protection against alcohol-related incidents.

Hired & Non-Owned Auto

Protects businesses against liability for accidents involving vehicles they rent (hired) or do not own (non-owned) but use for business purposes. This coverage extends to vehicles used by employees for company business, providing financial protection against claims for bodily injury and property damage.

Commercial Umbrella

Provides additional liability coverage beyond the limits of your existing general liability, commercial auto, and other liability policies. It offers extra protection against large claims or lawsuits, covering costs that exceed the underlying policy limits, ensuring broader financial security for your business.

Common questions about Pet Care

Answering the most frequently asked questions about Pet Care.

What should I do if a pet gets injured under my care?2024-07-10T15:32:38-04:00

Immediately seek medical attention for the pet and notify your insurance provider. General liability or animal bailee coverage can help cover the costs associated with the injury.

Is cyber insurance necessary for my pet care business?2024-07-10T15:31:44-04:00

Yes, if you store customer information, cyber insurance is crucial. It covers financial losses from data breaches and helps with recovery costs, such as customer notification and fraud monitoring.

How can I lower my insurance premiums?2024-07-10T15:28:28-04:00

Implement risk management practices, such as employee training, installing security systems, and maintaining a good claims history. Bundling policies and paying annually can also reduce costs.

Do I need workers’ compensation insurance if I have no employees?2024-07-10T15:26:26-04:00

While not required for sole proprietors, workers’ compensation is beneficial as it covers work-related medical bills that health insurance might not cover.

What is animal bailee coverage?2024-07-10T15:25:16-04:00

Animal bailee coverage protects against damages or losses when a customer’s pet is in your care. It covers medical expenses for injuries, advertising costs for lost pets, and replacement costs for lost or deceased pets.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 22 reviews

  • Avatar Justin Wheeler ★★★★★ in the last week
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Avatar Grigoriy Priev ★★★★★ a month ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
  • Avatar lina torres ★★★★★ a month ago
    Adam is an excellent insurance broker. I called him frantic looking for a last minute commercial insurance. I gave him the details of the specific coverage I needed. He was able to communicate with me throughout the day just giving me updates … More with different insurance options and when I told him I found an option he even went the extra mile to price match the other company without compromising the coverage. I had the true experience of professional genuine custom care and would highly recommend to anyone.

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