Construction

Construction2025-10-17T10:16:48-04:00
Construction

Keep Your Retail Business Running at a High Level

Semper Insurance provides Construction insurance, and surrounding areas.

Retailers face a number of challenges when it comes to keeping their business running at a high level, including everything from regulatory issues and theft, to competition within the industry. When it comes to managing the risks of running your own Construction, you want the best protection possible. Semper Insurance will work with you to formulate an insurance package fit for your business.

Here are some of our insurance options for retailers:

  • General liability
  • Property coverage
  • Crime insurance
  • Umbrella coverage
  • Business interruption insurance

Contact a representative at Semper Insurance to go over these and many other insurance options for Construction.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.

Worker’s Compensations

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Business Owner’s Policy

Combines general liability and property insurance into one package tailored for small to medium-sized businesses. It covers property damage, bodily injury, and business interruption, offering protection against claims arising from accidents on your premises and damage to your business property.

Commercial Auto

Provides coverage for vehicles used in the course of business. It includes liability for bodily injury and property damage caused by business vehicles, as well as physical damage, theft, vandalism, and accidents. It ensures protection for company-owned or leased vehicles and employees driving them.

Garage Keepers

Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

Commercial Umbrella

Provides additional liability coverage beyond the limits of your existing general liability, commercial auto, and other liability policies. It offers extra protection against large claims or lawsuits, covering costs that exceed the underlying policy limits, ensuring broader financial security for your business.

Types of Construction we serve

Common questions about Construction

Answering the most frequently asked questions about Construction.

How can I get construction business insurance?2024-07-09T13:23:32-04:00

Complete a free online application, compare quotes, and choose a policy. Our licensed agents can help you find the right insurance products for your business needs.

What are the benefits of maintaining construction business insurance?2024-07-09T13:22:05-04:00

Continuous coverage protects against fire, theft, injuries, and lawsuits, and may be required to bid on projects or obtain licenses. It also keeps your premiums lower over time.

Does my construction business need commercial auto insurance?2024-07-09T13:22:18-04:00

Yes, if you use vehicles for business purposes, commercial auto insurance is necessary to cover accidents, theft, and damage.

Who is responsible for insuring a building site?2024-07-09T13:22:31-04:00

It depends on the contract terms. The contractor, building owner, or property developer could be responsible. Ensure you’re listed as an additional insured if you’re not the one buying the insurance.

Do I need a license, permit, or bond for my contracting business?2024-07-09T13:22:45-04:00

Yes, depending on your location and the type of work you do, you may need specific licenses and permits. A surety bond is also often required as part of the licensing process.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 22 reviews

  • Avatar Justin Wheeler ★★★★★ in the last week
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Avatar Grigoriy Priev ★★★★★ a month ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
  • Avatar lina torres ★★★★★ a month ago
    Adam is an excellent insurance broker. I called him frantic looking for a last minute commercial insurance. I gave him the details of the specific coverage I needed. He was able to communicate with me throughout the day just giving me updates … More with different insurance options and when I told him I found an option he even went the extra mile to price match the other company without compromising the coverage. I had the true experience of professional genuine custom care and would highly recommend to anyone.

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